It can be extremely expensive when you go through home modifications, improvements and repairs. Raising the funds to fix your home can be quite difficult sometimes. Savings and any extra funds are usually spent on more immediate needs. The good news is that there are many financial assistance programs available to help with home repairs. These programs help families get the improvements they need even if they don’t have the budget for it.

Non Profit Home Repair Program

The mission of the organization transforming the lives of low-income individuals is to Repair, Revitalize and Rebuild. Rebuilding together provides assistance with a vision to create safe homes and communities for everyone such as;

  • Critical Home Repairs – Major repairs for individuals who cannot afford to maintain their home in a safe condition.
  • Accessibility Modifications – Accessibility upgrades for low income elderly and/or disabled individuals. This may include wheelchair ramps, lifts, stair glides, handrails etc.
  • Plumbing & Heating – Provides repair and/or replacement of heating systems, hot water heaters, leaking pipes, inoperable toilets, and additional needs.
  • Rebuilding Together is a volunteer driven organization that tackles 10,000 projects a year. If you are in need of home repair and are struggling financially you may qualify for assistance. To find a local affiliate, use the database on the Rebuilding Together website. Once you find an affiliate in your area, visit their website to determine eligibility requirements, programs offered and application process.
  • Find A Program Near You

Government Home Repair Programs

  • Home improvement loans that range from property improvement loans to home improvement assistance for specific demographics are offered by the US Department of Housing and Urban Development. Minorities, senior citizens, women, single-parent homes, veterans, people with disabilities, and financially disadvantaged people can all receive special opportunities for home grants. Learn about the HUD Title 1 Property Improvement Loan and several other loans and incentive options or contact your state Department of Housing and Urban Development office for programs in your community.
  • The agency devoted to helping people before, during and after disasters is the Federal Emergency Management Agency. If your home was damaged in a disaster you may qualify for Disaster Home Assistance. Financial grants from FEMA can be used for repairs such as structural damage to utility or septic system fixes.  This type of support helps individuals rebuild after major catastrophes. 
  • With a little bit of research, you can find the assistance you need to have your home repaired, or at least to cover some of the cost of the repairs.