Top 6 Free Government Grants for Senior Citizens

After working hard for the most part of your life, the next years are years for you to enjoy your time without having to think or worry about your finances in anyway. This is not usually the case as there are several senior citizens of the US that are struggling to put food on their tables daily. Many of these people are people that have worked and tried to put money away. There are times where it is difficult to pay for daily expenses such as food, shelter, healthcare and clothing. Having to live on a fixed income is very hard. This is virtually impossible as the prices of things are on the rise consistently.

If you are experiencing financial hardship at the age of 65 or you are above 65 years of age, there may be a way that you can get the assistance that you need. Senior citizens in particular have various grant opportunities to help them out of their financial hardship. There are other grants and financial assistance programs that can help you avoid monetary strain and the stress that comes along with it. 

What are Grants for senior Citizens?

Grants are regarded as funds that are set aside by the federal government, non-profit agencies, for-profit organizations and various other entities. Grants for senior citizens are intended to assist those who are 65 years and above.

Financial resources are not provided directly to those who apply for the grant opportunities for senior citizens. They are rather distributed to entities which provide the required assistance to seniors in various ways. Some of the grants available for senior citizens of America are discussed below and how to apply for them is included.

Section 202 – Supportive Housing for the Elderly

Every individual that is of 62 years or above is and have an annual household income that is lower than the federal poverty eligible for this grant for senior citizens. Options that enable the elderly to remain independent while living in a location that offers the support they require daily which include cooking, healthcare, transportation and cleaning are being offered by this federal grant program. Section 202 Supportive Housing for the Elderly program made it a possibility for senior citizens to stay in their houses without moving into a nursing home facility because it is possible for them to use the funds provided by the grant to improve their homes so as to execute their daily tasks with ease.

Every grant program including this one has stringent eligibility requirements. The most important requirements for receiving this grant is to be 62 years of age or above and you must also be living below the average yearly income. Details of eligibility can be obtained by visiting with the HUD office in your local area when you want to apply for this grant.

Very Low Income Housing Repair Program

This grant for senior citizens is offered by the US Department of Agriculture and Rural Development (USDA) and funds are provided to very low income seniors in order to make repairs to their home through the grant. Mold remediation can be done with the use of funds provided by the grant and the home can be made more handicaps accessible as well. $7,500 is the maximum amount allowed to be distributed through this grant.

There is also eligibility requirement for qualifying for this grant for senior citizens. The Very Low Income Housing Repair Program requirements include being at least 62 years of age or above and earning an annual income that is lower than the federal poverty level. The applicant for the grant must also be living in specific rural locations where the population of the people in that community is about 10,000 or below. You can visit any USDA agencies close to you to get details of eligibility requirements and how to apply for this grant. 

Capital Assistance Program for Elderly People

Grants are issued to non-profit organizations by this program to cater for the transportation of senior citizens in areas where public transportation is not available to them or it is insufficient to meet their individual needs. Rural and small urban areas are the ones that have access to this grant for senior citizens. You can speak with the Federal Transit Administration to learn more about the grant and how it may be able to help your community as a senior citizen who believes transportation system in their community needs to be improved. 

Administration on Aging Nutrition Program

Grants are being issued to local non-profit agencies and community organizations by the Administration on Aging Nutrition Program. This program helps to offer senior citizens who are above the age 60 with the proper nutrition they require. Reduction of the number of hungry seniors, improving the overall health and well-being of the elderly and to provide healthy meals for seniors on a regular basis are the aims and objectives of this grant for senior citizens.

Foster Grandparent Program

The major age range this federal grant is centered on is those who are 55 and older and are living on a fixed, limited income. Providing seniors with a way that can help them spend more time working with children in their local communities is the main goal of the grant. Both the youth and the aged benefit from this offer. Teaching children how to read is one of the ways seniors that benefit from this offer can be involved in. advice and insight can also be provided to the younger ones by the elders. They can also provide compassionate care for those who have been neglected or abused. The time range seniors who benefit from the offer of Foster Grandparent Program spend at work is between 15 and 40 hours per week in schools, hospitals and day care or community centers.

Federal Pell Grant

Funds are provided for low-income individuals who are interested in furthering their education by the Federal Pell Grant. This grant for senior citizen is provided based on needs. It is usually given to people the federal government believes demonstrates a need for the funding. Younger students receive Pell grant often, but seniors can also qualify for the grant as there are no age restrictions to qualifying for the grant. A college degree can be earned if you are fortunate to receive the Pell Grant and this degree can have a long way to go in fulfilling your dreams.

Conclusion

There are lots of opportunities available for senior citizens to get grants. They can pay for their basic needs and as well as improve their lifestyle with the use of the grant received.