Although the housing crisis as it relates to mortgages is over, there is another type of crisis that exists:
The ability for people to find affordable housing due to the limited number of assistance programs available to help.
This problem is contributing to the number of homeless people on the streets. Even if you aren’t yet homeless but fear that it is a possibility for you, there are ways to avoiding this potential fate by looking into emergency or prevention services in your area. These programs can help you with paying utilities, rent, or other important bills.
If you are currently homeless, the right emergency assistance program can connect you with food, health care, and housing.
The National Coalition for the Homeless
The National Coalition for the Homeless (NCH) helps struggling people keep their home. The organization has a database of hundreds of housing programs for those struggling or homeless. It’s possible to find a program in the database that serves your area. If you can’t find a local program, you’re not out of luck. You can contact the NCH so they can locate a program for you.
Healthcare for the Homeless
“More than 50% of bankruptcies within the United States are the result of health issues.”
When someone is in poor health, they can’t work to pay the bills. For many facing this predicament, the next step is bankruptcy so they can receive relief from the financial hardship that plagues them.
The NCH sees health issues causing homelessness all the time. The downward spiral isn’t fair to so many individuals and their families, which is why the National Healthcare for the Homeless Council has a healthcare services directory that you can search
Emergency Food Assistance
If you are in need of emergency food assistance, the National Hunger Hotline can help you at 1-866-3-HUNGRy (1-866-348-5479) If Spanish-speaking assistance is needed, the number is 1-877-6273. You can also access the Feeding America foodbank directory.
Finding the Benefits You Need
The above are just some of the resources that you can take advantage of when potentially or actively facing homelessness. It’s a fact that families that have a difficulty affording the roofs over their heads are also struggling with finding meaningful employment, keeping the refrigerator stocked, going to the doctor when needed, and much more. Fortunately, you can also Uncover Top Federal Benefit Programs like SNAP and Medicaid that can help you get back on your feet, so they are worth checking out.